Important Legal Notice

Physical possession of IRA precious metals is not permitted by the IRS under IRC §408(m). All IRA metals must be held by a qualified custodian at an approved depository. This site explains legal Gold IRA ownership options.

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Written by Sarah Mitchell, CFP®
Retirement Investment Specialist • 15+ Years Experience • Updated: March 2026
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Advertiser Disclosure: Some companies listed on this page pay us a referral fee when readers open accounts through our links. This does not affect our editorial scores or rankings methodology. Read our full ranking methodology →
Last reviewed: March 2026 | Sources: IRS Pub. 590-B, IRC §408(m), McNulty v. Commissioner (T.C. 2021)

Goldco Review

Best for First-Time Investors

★★★★★ 4.8/5 BBB: A+
💰
Minimum
$25,000
Rating
4.8/5
📅
Experience
16+ Years
🏆
BBB Rating
A+

About Goldco

Goldco excels at helping first-time precious metals investors navigate the gold IRA process with confidence.

Key Features

  • Free gold IRA guide
  • Buyback program
  • Price protection
  • White-glove service

✓ Pros

  • Excellent for beginners
  • Strong buyback program
  • Comprehensive guides
  • Responsive support

✗ Cons

  • Higher premiums on some products
  • Phone-based support primarily

Fee Structure

Fee TypeAmount
Setup Fee$50
Annual Fee$80
Storage Fee$100/year
Wire Fee$30

Ready to Get Started?

Request your free gold IRA kit from Goldco today and learn how to protect your retirement.

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