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Important Legal Notice

Physical possession of IRA precious metals is not permitted by the IRS under IRC §408(m). All IRA metals must be held by a qualified custodian at an approved depository. This site explains legal Gold IRA ownership options.

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Written by Sarah Mitchell, CFP®
Retirement Investment Specialist • 15+ Years Experience • Updated: March 2026
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Advertiser Disclosure: Some companies listed on this page pay us a referral fee when readers open accounts through our links. This does not affect our editorial scores or rankings methodology. Read our full ranking methodology →
Last reviewed: March 2026 | Sources: IRS Pub. 590-B, IRC §408(m), McNulty v. Commissioner (T.C. 2021)
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