Physical possession of IRA precious metals is not permitted by the IRS under IRC §408(m). All IRA metals must be held by a qualified custodian at an approved depository. This site explains legal Gold IRA ownership options.
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Written by Sarah Mitchell, CFP®
Retirement Investment Specialist • 15+ Years Experience • Updated: March 2026 Verify CFP® Certification
Partner Disclosure: Free kit / "Get Free Kit" and company outbound links are provided through our partner Augusta Precious Metals — competitor rows are for comparison and review only; kit requests are fulfilled by Augusta, not each listed company. Read our methodology →
Last reviewed: March 2026 | Sources:IRS Pub. 590-B, IRC §408(m), McNulty v. Commissioner (T.C. 2021)
Use our free Gold IRA Companies Checklist to compare providers on fees, minimums, storage, BBB rating, and buyback policies — before making any decision.